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These mitigation initiatives are unlikely to impress the insurance corporations into decreasing of flood premiums. For example, if a determined policy holder learns that their beneficiaries may not get any benefits from their insurance coverage plan in the event that they commit suicide, the individual might rethink his attempt to commit suicide. If the loss of life benefit is paid early in the coverage, the money will come mostly from the insurance coverage policy, and, if the demise benefit is paid late within the policy many of the cash will come from the savings account.